{"id":117165,"date":"2019-03-27T18:00:48","date_gmt":"2019-03-27T10:00:48","guid":{"rendered":"https:\/\/news.rthk.hk\/rthk\/ch\/component\/k2\/1449952-20190327.htm"},"modified":"2019-03-27T18:00:48","modified_gmt":"2019-03-27T10:00:48","slug":"%e9%87%91%e7%ae%a1%e5%b1%80%ef%bc%9a%e8%99%9b%e6%93%ac%e9%8a%80%e8%a1%8c%e6%9c%83%e7%82%ba%e5%b8%b6%e4%be%86%e7%ab%b6%e7%88%ad%e3%80%80%e4%bd%86%e7%9b%b8%e4%bf%a1%e5%b8%82%e5%a0%b4%e5%8f%af%e4%bb%a5","status":"publish","type":"post","link":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/2019\/03\/27\/%e9%87%91%e7%ae%a1%e5%b1%80%ef%bc%9a%e8%99%9b%e6%93%ac%e9%8a%80%e8%a1%8c%e6%9c%83%e7%82%ba%e5%b8%b6%e4%be%86%e7%ab%b6%e7%88%ad%e3%80%80%e4%bd%86%e7%9b%b8%e4%bf%a1%e5%b8%82%e5%a0%b4%e5%8f%af%e4%bb%a5\/","title":{"rendered":"\u91d1\u7ba1\u5c40\uff1a\u865b\u64ec\u9280\u884c\u6703\u70ba\u5e36\u4f86\u7af6\u722d\u3000\u4f46\u76f8\u4fe1\u5e02\u5834\u53ef\u4ee5\u63a5\u53d7"},"content":{"rendered":"

\u91d1\u7ba1\u5c40\u526f\u7e3d\u88c1\u962e\u570b\u6052\u8868\u793a\uff0c\u9078\u64c7\u6279\u51fa\u865b\u64ec\u9280\u884c\u4e0d\u6d89\u53ca\u9996\u9078\u73fe\u6709\u9280\u884c\uff0c\u4ea6\u4e0d\u6703\u8003\u616e\u7533\u8acb\u4eba\u8cc7\u91d1\u4f86\u6e90\uff0c\u6c92\u6709\u504f\u597d\u8981\u9078\u51fa\u5408\u7d44\u8ca1\u5718\uff0c\u53cd\u800c\u95dc\u6ce8\u5354\u540c\u6548\u61c9\u3002<\/p>\n

\u4ed6\u8aaa\uff0c\u767c\u724c\u6839\u64da4\u500b\u6e96\u5247\u6c7a\u5b9a\uff0c\u5f62\u5bb9\u9280\u884c\u6700\u91cd\u8981\u662f\u98a8\u96aa\u7ba1\u7406\uff0c\u5305\u62ec\u8463\u4e8b\u5c40\u7d44\u6210\u662f\u5426\u6709\u76f8\u95dc\u7d93\u9a57\u3002<\/p>\n

\u5c0d\u65bc\u6709\u7372\u6279\u724c\u7167\u7684\u6a5f\u69cb\u662f\u300c\u8755\u9322\u300d\uff0c\u962e\u570b\u6052\u4e0d\u8a55\u8ad6\u500b\u5225\u500b\u6848\uff0c\u53ea\u8868\u793a\u5be9\u6279\u6642\u6700\u91cd\u8981\u8003\u616e\u7533\u8acb\u8005\u662f\u5426\u7b26\u5408\u767c\u724c\u689d\u4ef6\u3001\u6709\u8db3\u5920\u8ca1\u52d9\u9577\u671f\u7d93\u71df\u865b\u64ec\u9280\u884c\u3002\u4ed6\u5f37\u8abf\uff0c\u82e5\u6279\u51fa\u724c\u7167\uff0c\u5373\u7b26\u5408\u8981\u6c42\uff0c\u76f8\u4fe1\u6a5f\u69cb\u6709\u8db3\u5920\u8ca1\u52d9\u7d93\u71df\uff0c\u5305\u62ec\u80a1\u6771\u8cc7\u91d1\u652f\u6301\u3002<\/p>\n

\u4ed6\u53c8\u627f\u8a8d\uff0c\u865b\u64ec\u9280\u884c\u7684\u78ba\u6703\u70ba\u5e02\u5834\u5e36\u4f86\u7af6\u722d\uff0c\u4f46\u76f8\u4fe1\u5e02\u5834\u53ef\u4ee5\u63a5\u53d7\uff0c\u8a8d\u70ba\u5b9a\u50f9\u4e26\u975e\u7af6\u722d\u552f\u4e00\u624b\u6bb5\uff0c\u4e0d\u5bb9\u8a31\u63a0\u596a\u5f0f\u5b9a\u50f9\uff0c\u800c\u5f9e\u7533\u8acb\u66f8\u4f86\u770b\uff0c\u6709\u95dc\u6a5f\u69cb\u66f4\u8457\u91cd\u900f\u904e\u5ba2\u6236\u670d\u52d9\u4f5c\u7af6\u722d\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

金管局副總裁阮國恒表示，選擇批出虛擬銀行不涉及首選現有銀行，亦不會考慮申請人資金來源，沒有偏好要選出合組財團，反而關注協同效應。<\/p>\n

他說，發牌根據4個準則決定，形容銀行最重要是風險管理，包括董事局組成是否有相關經驗。<\/p>\n

對於有獲批牌照的機構是「蝕錢」，阮國恒不評論個別個案，只表示審批時最重要考慮申請者是否符合發牌條件、有足夠財務長期經營虛擬銀行。他強調，若批出牌照，即符合要求，相信機構有足夠財務經營，包括股東資金支持。<\/p>\n

他又承認，虛擬銀行的確會為市場帶來競爭，但相信市場可以接受，認為定價並非競爭唯一手段，不容許掠奪式定價，而從申請書來看，有關機構更著重透過客戶服務作競爭。 \u95b1\u8b80\u5168\u6587 →<\/span><\/a><\/p>\n","protected":false},"author":300,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"slim_seo":[],"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[2,7],"tags":[2019,398,402,397,414,413,410,409,407,408,406,399,2024,400,394,10,401,396,787,786,784,782,783,764,785,403,412,411,395,405,404,2027,2022,2023,2028,670,671,778,779,780,781,2026,2025,2018,2021,2020,2017,319],"jetpack_publicize_connections":[],"aioseo_notices":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p7prtj-utL","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts\/117165"}],"collection":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/users\/300"}],"replies":[{"embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/comments?post=117165"}],"version-history":[{"count":1,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts\/117165\/revisions"}],"predecessor-version":[{"id":117189,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts\/117165\/revisions\/117189"}],"wp:attachment":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/media?parent=117165"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/categories?post=117165"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/tags?post=117165"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}