{"id":133084,"date":"2019-05-08T19:08:38","date_gmt":"2019-05-08T11:08:38","guid":{"rendered":"https:\/\/news.rthk.hk\/rthk\/ch\/component\/k2\/1456597-20190508.htm"},"modified":"2019-05-08T19:08:38","modified_gmt":"2019-05-08T11:08:38","slug":"%e6%9d%8e%e4%bb%a4%e7%bf%94%e7%a8%b1%e6%96%b0%e7%94%a2%e5%93%81%e5%8f%af%e6%8a%98%e6%8f%9b%e7%b5%82%e8%ba%ab%e7%a9%a9%e5%ae%9a%e7%8f%be%e9%87%91%e6%b5%81%e3%80%80%e6%81%af%e7%8e%874%e5%8e%98%e4%b8%8d","status":"publish","type":"post","link":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/2019\/05\/08\/%e6%9d%8e%e4%bb%a4%e7%bf%94%e7%a8%b1%e6%96%b0%e7%94%a2%e5%93%81%e5%8f%af%e6%8a%98%e6%8f%9b%e7%b5%82%e8%ba%ab%e7%a9%a9%e5%ae%9a%e7%8f%be%e9%87%91%e6%b5%81%e3%80%80%e6%81%af%e7%8e%874%e5%8e%98%e4%b8%8d\/","title":{"rendered":"\u674e\u4ee4\u7fd4\u7a31\u65b0\u7522\u54c1\u53ef\u6298\u63db\u7d42\u8eab\u7a69\u5b9a\u73fe\u91d1\u6d41\u3000\u606f\u73874\u5398\u4e0d\u592a\u8cb4"},"content":{"rendered":"

\u6309\u63ed\u8b49\u5238\u516c\u53f8\u63a8\u51fa\u300c\u4fdd\u55ae\u9006\u6309\u63ed\u8a08\u5283\u300d\u3002\u7e3d\u88c1\u674e\u4ee4\u7fd4\u8aaa\uff0c\u65b0\u7522\u54c1\u4ee5\u4fdd\u55ae\u7684\u8eab\u6545\u8ce0\u511f\u50f9\u503c\u70ba\u8a08\u7b97\u57fa\u790e\uff0c\u6298\u63db\u6210\u7d42\u8eab\u7a69\u5b9a\u7684\u73fe\u91d1\u6d41\uff0c\u800c\u73fe\u6642\u7684\u4fdd\u55ae\u6301\u6709\u4eba\u4e00\u822c\u53ea\u6709\u9000\u4fdd\u6216\u63d0\u53d6\u4fdd\u55ae\u8cb8\u6b3e\uff0c\u4f46\u53ea\u80fd\u53d6\u56de\u73fe\u91d1\u50f9\u503c\uff0c\u76f8\u4fe1\u53ef\u4ee5\u70ba\u5e02\u6c11\u63d0\u4f9b\u591a\u4e00\u500b\u7522\u54c1\u9078\u64c7\u3002<\/p>\n

\u4ed6\u5f37\u8abf\uff0c\u501f\u6b3e\u4eba\u8eab\u6545\u4e4b\u524d\uff0c\u4efb\u4f55\u60c5\u6cc1\u4e0b\u90fd\u6bcb\u9808\u9084\u6b3e\uff0c\u5373\u4f7f\u501f\u6b3e\u4eba\u8f03\u9577\u58fd\uff0c\u53d6\u5f97\u7684\u8cb8\u6b3e\u8d85\u51fa\u4fdd\u55ae\u7684\u8ce0\u511f\u50f9\u503c\uff0c\u501f\u6b3e\u4eba\u4ea6\u6bcb\u9808\u984d\u5916\u4f9b\u6b3e\uff0c\u63d0\u4f9b\u8cb8\u6b3e\u7684\u6a5f\u69cb\u6703\u4ee3\u70ba\u9084\u6b3e\u3002<\/p>\n

\u4ed6\u8a8d\u70ba\uff0c\u5b9a\u606f\u606f\u73874\u5398\u4e26\u4e0d\u7b97\u592a\u8cb4\uff0c\u5b89\u8001\u6309\u63ed\u8a08\u5283\u4e0b\u4ea6\u4ee5\u5b9a\u606f\u8f03\u53d7\u6b61\u8fce\uff0c\u670970%\u5ba2\u6236\u90fd\u9078\u64c7\u5b9a\u606f\u3002<\/p>\n

\u53e6\u5916\uff0c\u6309\u8b49\u516c\u53f8\u5c07\u516c\u5171\u5e74\u91d1\u8a08\u5283\u7684\u8a8d\u8cfc\u984d\u4e0a\u9650\u63d0\u5347\u81f3300\u842c\u5143\u3002\u674e\u4ee4\u7fd4\u6307\uff0c\u4ee5\u8a8d\u8cfc\u984d\u4e0a\u9650\u7533\u8acb\u5e74\u91d1\u7684\u5e02\u6c11\u4f54\u56db\u5206\u4e00\uff0c\u53cd\u6620\u5927\u984d\u8a8d\u8cfc\u6709\u4e00\u5b9a\u9700\u6c42\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

按揭證券公司推出「保單逆按揭計劃」。總裁李令翔說，新產品以保單的身故賠償價值為計算基礎，折換成終身穩定的現金流，而現時的保單持有人一般只有退保或提取保單貸款，但只能取回現金價值，相信可以為市民提供多一個產品選擇。<\/p>\n

他強調，借款人身故之前，任何情況下都毋須還款，即使借款人較長壽，取得的貸款超出保單的賠償價值，借款人亦毋須額外供款，提供貸款的機構會代為還款。<\/p>\n

他認為，定息息率4厘並不算太貴，安老按揭計劃下亦以定息較受歡迎，有70%客戶都選擇定息。<\/p>\n

另外，按證公司將公共年金計劃的認購額上限提升至300萬元。李令翔指，以認購額上限申請年金的市民佔四分一，反映大額認購有一定需求。 \u95b1\u8b80\u5168\u6587 →<\/span><\/a><\/p>\n","protected":false},"author":300,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"slim_seo":[],"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[2,1],"tags":[],"jetpack_publicize_connections":[],"aioseo_notices":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p7prtj-yCw","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts\/133084"}],"collection":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/users\/300"}],"replies":[{"embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/comments?post=133084"}],"version-history":[{"count":1,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts\/133084\/revisions"}],"predecessor-version":[{"id":133100,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts\/133084\/revisions\/133100"}],"wp:attachment":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/media?parent=133084"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/categories?post=133084"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/tags?post=133084"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}