{"id":157238,"date":"2019-08-20T21:25:55","date_gmt":"2019-08-20T13:25:55","guid":{"rendered":"https:\/\/news.rthk.hk\/rthk\/ch\/component\/k2\/1475784-20190820.htm"},"modified":"2019-08-20T21:25:55","modified_gmt":"2019-08-20T13:25:55","slug":"%e6%9c%89%e7%b6%93%e6%bf%9f%e5%b8%ab%e7%a8%b1%e6%8e%a1%e7%94%a8%e6%96%b0lpr%e5%be%8c%e8%b2%b8%e6%ac%be%e5%9f%ba%e6%ba%96%e5%88%a9%e7%8e%87%e6%88%96%e8%a2%ab%e9%80%90%e6%ad%a5%e6%b7%98%e6%b1%b0","status":"publish","type":"post","link":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/2019\/08\/20\/%e6%9c%89%e7%b6%93%e6%bf%9f%e5%b8%ab%e7%a8%b1%e6%8e%a1%e7%94%a8%e6%96%b0lpr%e5%be%8c%e8%b2%b8%e6%ac%be%e5%9f%ba%e6%ba%96%e5%88%a9%e7%8e%87%e6%88%96%e8%a2%ab%e9%80%90%e6%ad%a5%e6%b7%98%e6%b1%b0\/","title":{"rendered":"\u6709\u7d93\u6fdf\u5e2b\u7a31\u63a1\u7528\u65b0LPR\u5f8c\u8cb8\u6b3e\u57fa\u6e96\u5229\u7387\u6216\u88ab\u9010\u6b65\u6dd8\u6c70"},"content":{"rendered":"

\u4eba\u6c11\u9280\u884c\u5ba3\u4f48\u63a8\u51fa\u65b0\u8cb8\u6b3e\u5e02\u5834\u5831\u50f9\u5229\u7387\u6a5f\u5236\u5f8c\u9996\u6b21\u5831\u50f9\uff0c\u4e00\u5e74\u671fLPR\u4e0b\u964d6\u500b\u57fa\u9ede\u81f34.25\u5398\uff0c\u65b0\u589e5\u5e74\u671f\u5229\u73874.85\u5398\uff0c\u5206\u5225\u8f03\u73fe\u884c\u8cb8\u6b3e\u57fa\u6e96\u5229\u7387\u4f4e10\u500b\u540c5\u500b\u57fa\u9ede\u3002<\/p>\n

\u83ef\u50d1\u6c38\u4ea8\u9280\u884c\u7d93\u6fdf\u5e2b\u674e\u82e5\u51e1\u6307\u51fa\uff0c\u63a1\u53d6\u65b0\u8cb8\u6b3e\u5e02\u5834\u5831\u50f9\u5229\u7387\u5f62\u6210\u6a5f\u5236\u5f8c\uff0c\u4eba\u884c\u5c07\u4f86\u6216\u66f4\u591a\u900f\u904e\u8abf\u6574LPR\u639b\u52fe\u7684\u4e2d\u671f\u501f\u8cb8\u4fbf\u5229MLF\u5229\u7387\uff0c\u8abf\u6574\u8ca8\u5e63\u653f\u7b56\uff0c\u73fe\u6709\u8cb8\u6b3e\u57fa\u6e96\u5229\u7387\u6709\u53ef\u80fd\u88ab\u6dd8\u6c70\uff0c\u964d\u6e96\u7f6e\u63dbMLF\u4ea6\u53ef\u80fd\u6e1b\u5c11\u3002<\/p>\n

\u674e\u82e5\u51e1\u8a8d\u540c\uff0c\u4eca\u6b21LPR\u4e0b\u8dcc6\u9ede\u5b50\u53ea\u662f\u9806\u61c9\u8207MLF\u639b\u52fe\u5f8c\u8f03\u4ee5\u5f80\u57fa\u6e96\u5229\u7387\u4f4e\uff0c\u4e26\u975e\u8b8a\u76f8\u6e1b\u606f\uff0c\u9664\u975e\u672a\u4f86\u4eba\u884c\u8abf\u4f4eMLF\u5229\u7387\u4ee4LPR\u5411\u4e0b\uff0c\u624d\u53ef\u88ab\u8996\u70ba\u5411\u5e02\u5834\u300c\u653e\u6c34\u300d\u3002\u5979\u76f8\u4fe1\uff0c\u6539\u9769\u521d\u671f\u5229\u7387\u4e0d\u6703\u5927\u5e45\u4e0b\u8abf\u4ee5\u514d\u9280\u884c\u6de8\u606f\u5dee\u986f\u8457\u53d7\u58d3\uff0c\u4f30\u8a08\u76f4\u81f3\u4eba\u884c\u4e0b\u8abfMLF\u5229\u7387\u524d\uff0cLPR\u5c07\u7dad\u6301\u57284\u5398\u4ee5\u4e0a\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

人民銀行宣佈推出新貸款市場報價利率機制後首次報價，一年期LPR下降6個基點至4.25厘，新增5年期利率4.85厘，分別較現行貸款基準利率低10個同5個基點。<\/p>\n

華僑永亨銀行經濟師李若凡指出，採取新貸款市場報價利率形成機制後，人行將來或更多透過調整LPR掛勾的中期借貸便利MLF利率，調整貨幣政策，現有貸款基準利率有可能被淘汰，降準置換MLF亦可能減少。<\/p>\n

李若凡認同，今次LPR下跌6點子只是順應與MLF掛勾後較以往基準利率低，並非變相減息，除非未來人行調低MLF利率令LPR向下，才可被視為向市場「放水」。她相信，改革初期利率不會大幅下調以免銀行淨息差顯著受壓，估計直至人行下調MLF利率前，LPR將維持在4厘以上。 \u95b1\u8b80\u5168\u6587 →<\/span><\/a><\/p>\n","protected":false},"author":300,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"slim_seo":[],"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[2,7],"tags":[2019,398,402,397,414,413,410,409,407,408,406,399,2024,400,394,10,401,396,787,786,784,782,783,764,785,403,412,411,395,405,404,2027,2022,2023,2028,670,671,778,779,780,781,2026,2025,2018,2021,2020,2017,319],"jetpack_publicize_connections":[],"aioseo_notices":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p7prtj-EU6","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts\/157238"}],"collection":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/users\/300"}],"replies":[{"embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/comments?post=157238"}],"version-history":[{"count":0,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts\/157238\/revisions"}],"wp:attachment":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/media?parent=157238"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/categories?post=157238"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/tags?post=157238"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}