{"id":91769,"date":"2019-02-25T15:20:29","date_gmt":"2019-02-25T07:20:29","guid":{"rendered":"https:\/\/news.rthk.hk\/rthk\/ch\/component\/k2\/1444633-20190225.htm"},"modified":"2019-02-25T15:20:29","modified_gmt":"2019-02-25T07:20:29","slug":"%e4%ba%ba%e8%a1%8c%e5%a0%b1%e5%91%8a%ef%bc%9a6%e5%a4%a7%e8%a1%8c%e9%81%94%e5%88%b0%e6%99%ae%e6%83%a0%e9%87%91%e8%9e%8d%e5%ae%9a%e5%90%91%e9%99%8d%e5%87%86%e6%a8%99%e6%ba%96","status":"publish","type":"post","link":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/2019\/02\/25\/%e4%ba%ba%e8%a1%8c%e5%a0%b1%e5%91%8a%ef%bc%9a6%e5%a4%a7%e8%a1%8c%e9%81%94%e5%88%b0%e6%99%ae%e6%83%a0%e9%87%91%e8%9e%8d%e5%ae%9a%e5%90%91%e9%99%8d%e5%87%86%e6%a8%99%e6%ba%96\/","title":{"rendered":"\u4eba\u884c\u5831\u544a\uff1a6\u5927\u884c\u9054\u5230\u666e\u60e0\u91d1\u878d\u5b9a\u5411\u964d\u51c6\u6a19\u6e96"},"content":{"rendered":"

\u4eba\u6c11\u9280\u884c\u767c\u8868\u5831\u544a\uff0c\u8868\u793a\u5df2\u5b8c\u6210\u53bb\u5e74\u5ea6\u666e\u60e0\u91d1\u878d\u5b9a\u5411\u964d\u6e96\u52d5\u614b\u8003\u6838\u8abf\u6574\u5de5\u4f5c\uff0c\u76ee\u524d6\u5bb6\u5927\u578b\u5546\u696d\u9280\u884c\u90fd\u6700\u5c11\u9054\u5230\u666e\u60e0\u91d1\u878d\u5b9a\u5411\u964d\u6e96\u7b2c\u4e00\u6a94\u6a19\u6e96\uff0c\u5be6\u969b\u57f7\u884c\u5b58\u6b3e\u6e96\u5099\u91d1\u738712%\u548c13%\u3002<\/p>\n

\u5831\u544a\u8aaa\uff0c\u5de5\u884c\u3001\u8fb2\u884c\u3001\u4e2d\u884c\u3001\u5efa\u884c\u3001\u4ea4\u884c\u540c\u90f5\u653f\u5132\u84c4\u9280\u884c\u5747\u5df2\u9054\u5230\u666e\u60e0\u91d1\u878d\u5b9a\u5411\u964d\u6e96\u6a19\u6e96\u3002\u4e0d\u5c11\u4e2d\u5c0f\u9280\u884c\u4e5f\u4eab\u53d7\u5230\u5b58\u6e96\u512a\u60e0\uff0c\u5be6\u969b\u57f7\u884c10%\u548c11%\u7684\u5b58\u6b3e\u6e96\u5099\u91d1\u7387\u3002\u53e6\u5916\uff0c\u90e8\u5206\u7e23\u57df\u8fb2\u6751\u91d1\u878d\u6a5f\u69cb\u9084\u5be6\u969b\u57f7\u884c7%\u7684\u5b58\u6b3e\u6e96\u5099\u91d1\u7387\u3002<\/p>\n

\u53bb\u5e74\u4ee5\u4f86\uff0c\u4eba\u884c5\u6b21\u4e0b\u8abf\u91d1\u878d\u6a5f\u69cb\u5b58\u6b3e\u6e96\u5099\u91d1\u7387\u3002\u76ee\u524d\u91d1\u878d\u6a5f\u69cb\u5b58\u6e96\u7387\u5927\u81f4\u5206\u70ba3\u500b\u6a94\u6b21\uff0c\u5927\u578b\u5546\u696d\u9280\u884c13.5%\u3001\u4e2d\u5c0f\u578b\u5546\u696d\u9280\u884c11.5%\u3001\u7e23\u57df\u8fb2\u6751\u91d1\u878d\u6a5f\u69cb8%\u3002<\/p>\n

\u4eba\u884c\u7b2c4\u5b63\u4e2d\u570b\u8ca8\u5e63\u653f\u7b56\u57f7\u884c\u5831\u544a\u8868\u793a\uff0c\u5728\u57fa\u51c6\u6a94\u6b21\u7684\u57fa\u790e\u4e0a\uff0c\u4eba\u884c\u5c0d\u91d1\u878d\u6a5f\u69cb\u5be6\u65bd\u666e\u60e0\u91d1\u878d\u5b9a\u5411\u964d\u6e96\u53ca\u65b0\u589e\u5b58\u6b3e\u4e00\u5b9a\u6bd4\u4f8b\u7528\u65bc\u7576\u5730\u8cb8\u6b3e\u7684\u76f8\u95dc\u8003\u6838\u653f\u7b56\uff0c\u76ee\u7684\u70ba\u9f13\u52f5\u91d1\u878d\u6a5f\u69cb\u5c07\u66f4\u591a\u4fe1\u8cb8\u8cc7\u6e90\u914d\u7f6e\u5230\u5c0f\u5fae\u4f01\u696d\u540c\u300c\u4e09\u8fb2\u300d\u7b49\u666e\u60e0\u91d1\u878d\u9818\u57df\uff0c\u652f\u6301\u5be6\u9ad4\u7d93\u6fdf\u767c\u5c55\u3002<\/p>\n

\u64da\u4e86\u89e3\uff0c\u9054\u5230\u666e\u60e0\u91d1\u878d\u5b9a\u5411\u964d\u6e96\u653f\u7b56\u8003\u6838\u8981\u6c42\u7684\u5927\u884c\u540c\u4e2d\u5c0f\u884c\uff0c\u5b58\u6e96\u7387\u53ef\u5728\u57fa\u51c6\u6a94\u6b21\u4e0a\u964d\u4f4e0.5\u500b\u62161.5\u500b\u767e\u5206\u9ede\u3002\u7e23\u57df\u8fb2\u6751\u5546\u696d\u9280\u884c\u540c\u7e23\u57df\u8fb2\u6751\u91d1\u878d\u6a5f\u69cb\u7528\u65bc\u7576\u5730\u8cb8\u6b3e\u767c\u653e\u7684\u8cc7\u91d1\u9054\u5230\u65b0\u589e\u5b58\u6b3e\u4e00\u5b9a\u6bd4\u4f8b\uff0c\u5b58\u6e96\u7387\u53ef\u5728\u76f8\u61c9\u57fa\u51c6\u6a94\u6b21\u4e0a\u964d\u4f4e1\u500b\u767e\u5206\u9ede\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

人民銀行發表報告，表示已完成去年度普惠金融定向降準動態考核調整工作，目前6家大型商業銀行都最少達到普惠金融定向降準第一檔標準，實際執行存款準備金率12%和13%。<\/p>\n

報告說，工行、農行、中行、建行、交行同郵政儲蓄銀行均已達到普惠金融定向降準標準。不少中小銀行也享受到存準優惠，實際執行10%和11%的存款準備金率。另外，部分縣域農村金融機構還實際執行7%的存款準備金率。<\/p>\n

去年以來，人行5次下調金融機構存款準備金率。目前金融機構存準率大致分為3個檔次，大型商業銀行13.5%、中小型商業銀行11.5%、縣域農村金融機構8%。<\/p>\n

人行第4季中國貨幣政策執行報告表示，在基准檔次的基礎上，人行對金融機構實施普惠金融定向降準及新增存款一定比例用於當地貸款的相關考核政策，目的為鼓勵金融機構將更多信貸資源配置到小微企業同「三農」等普惠金融領域，支持實體經濟發展。<\/p>\n

據了解，達到普惠金融定向降準政策考核要求的大行同中小行，存準率可在基准檔次上降低0.5個或1.5個百分點。縣域農村商業銀行同縣域農村金融機構用於當地貸款發放的資金達到新增存款一定比例，存準率可在相應基准檔次上降低1個百分點。 \u95b1\u8b80\u5168\u6587 →<\/span><\/a><\/p>\n","protected":false},"author":300,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"slim_seo":[],"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[2,7],"tags":[2019,398,402,397,414,413,410,409,407,408,406,399,2024,400,394,10,401,396,787,786,784,782,783,764,785,403,412,411,395,405,404,2027,2022,2023,2028,670,671,778,779,780,781,2026,2025,2018,2021,2020,2017,319],"jetpack_publicize_connections":[],"aioseo_notices":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p7prtj-nS9","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts\/91769"}],"collection":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/users\/300"}],"replies":[{"embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/comments?post=91769"}],"version-history":[{"count":1,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts\/91769\/revisions"}],"predecessor-version":[{"id":91770,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/posts\/91769\/revisions\/91770"}],"wp:attachment":[{"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/media?parent=91769"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/categories?post=91769"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/itteacheritfreelance.hk\/test\/wordpress\/wp-json\/wp\/v2\/tags?post=91769"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}